Attorney Wallace is now a member of the American Association of Justice (AAJ), formerly known as the Association of Trial Lawyers of America (ATLA). This week, all members received two documents from the AAJ and were encouraged to share them on their blogs. We would like to share them with you.

The first is called Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse. If you have ever placed an insurance claim, you may be familiar with these tactics. For the best results, hire a lawyer to deal with your insurance claims especially in the event of an accident. Click here to view in PDF

The second article is called The Ten Worst Insurance Companies in America: How They Raise Premiums, Deny Claims, and Refuse Insurance to Those Who Need It Most. We have had on our blog this past month a survey that you can participate in, entitled “How Satisfied Are You with Your Automobile Insurance Company?” We have been encouraging readers to fill this out and were interested in seeing the results. Now with this article out, it will be even more interesting to see how satisfied people are with their automobile insurance companies especially if their insurance coverage comes from one of the Ten Worst. Click here to view article in PDF

Have you had issues with your insurance company because you were in an accident in Massachusetts or New Hampshire? Contact the Law Offices of Edward F. Wallace, P.C. today for a free consultation.

We all know how expensive medical treatment can be and how easy it is to rack up the bills. This scenario becomes all the more apparent when someone is the victim of a motor vehicle accident and suffers debilitating injuries. Given the high cost of affordable health insurance, there is a way to protect yourself against skyrocketing health costs associated with a motor vehicle accident.

Did you know that for relatively short money (e.g. $15 to $25 depending on your insurance company) you can add optional Medical Payments coverage on your automobile insurance policy? Medical Payment insurance covers the reasonable and necessary medical expenses incurred as a result of a motor vehicle accident involving any of the following people:

• Anyone who is occupying your vehicle at the time of the accident with consent (including you or a household member) and
• You or any household member if struck by an automobile as a pedestrian or if occupying someone else’s vehicle at the time of the accident with consent.

Optional Medical Payments coverage is usually purchased in $5000 increments and will provide coverage for your medical expenses in addition to the $8000 mandatory coverage under the compulsory PIP (Personal Injury Protection) coverage. However, because the PIP coverage also reimburses one for lost wages resulting from the accident, often times there is not adequate coverage for all of one’s medical expenses and lost wages resulting from an accident from the mandatory PIP coverage. Medical Payments coverage offers additional protection and allows one to obtain the medical treatment necessary for injuries resulting from a motor vehicle accident and we highly recommend purchasing this coverage.